Reference tools

All-In Cost Calculator — Malaysia

The true cash to buy a Malaysian property as a foreigner — including the 2026 flat 8% foreign stamp duty, in SGD (tick the Johor levy only if buying in Johor). Estimates only; see the note below.

Property price (RM)

FX rate RM1 = S$

Foreign buyer → flat 8% transfer stamp duty (from 1 Jan 2026)

Property in Johor → add 3% foreign levy (min RM30,000)

Financing — loan-to-value (%) 0 = cash; foreigner max ~70

Contingency buffer (% of price)